| MISCELLANEOUS FEES |
| Membership Fee (one time charge) |
$5.00 |
| Returned Deposit Fee |
$25.00 per item |
| Non Sufficient Fund Item |
$25.00 per item |
| Account Reconcilement Fee |
$15.00 per hour |
| Statement Copies |
$3.00 per statement |
| Account History Printout |
$3.00 per page |
| Account Balance Verification |
$3.00 |
| Account Research |
$3.00 per page |
| Money Orders |
$1.25each |
| Members 55+ Money Orders |
$.50 each |
| American Express Travelers Checks |
NO FEE |
| American Express Travelers Cheques for Two |
.50 per $100 |
| American Express Gift Checks |
$1.25 per check |
| Xerox Copies |
$.25 per sheet |
| Use of FAX Machine |
$2.50 per page |
| Third Party So-Val Corporate Checks |
$5.00 per check |
| Stop Payment On Corp.Check (to member) if issued within 7 days |
$10.00 per check |
| Stop Payment on Corp.Third party checks |
$10.00 per check |
| Bill Paying Service Fee (waived if instituted at CU s suggestion) |
$10.00 per check |
| Refinancing Existing So-Val Loan (to get a lower rate) |
$150.00 |
| Safe Deposit Boxes: |
| 3 x 5 |
$20.00 annually |
| 3 x 10 |
$25.00 annually |
| 5 x 10 |
$35.00 annually |
| Refundable Key Deposit (both keys must be returned) |
$5.00 |
| Safe Dep Box Late Fee (if not paid within 30 days of notice) |
$5.00 |
| Audio Response |
FREE |
| CHECKING ACCOUNT (SHARE DRAFT) FEES |
| NSF Fee |
$25.00 per check |
| Stop Payment |
$10.00 per check |
| Check Copy (first 2 free each month) |
$3.00 each |
| Manually Cleared Draft |
$25.00 each |
| Manually Cleared ACH Item |
$25.00 each |
| Overdraft Fee |
$5.00 each |
| ATM Withdrawals (first 4 free each month) |
$1.00 each |
| NSF ATM (each transaction) |
$25.00 each |
| ACH Stop Payment |
$15.00 per item |
| Monthly service charge (if average daily balance is less than $ 500 or under the age of 55) Starting July 01, 2006 FREE |
$5.00 |
| Account Closure (by Member or Credit Union) |
$10.00 |
| Statement Copies |
$3.00 |
| ATM/DEBIT FEES |
| Reactivate Card |
$10.00 per card |
| Card Re-Issue |
$10.00 per card |
| ATM Machine Withdrawal (4 free each month) |
$1.00 |
| NSF |
$15.00 per item |
DORMANT ACCOUNT FEE
$100 or less, no activity within the last 12 months, and no other services used. $5.00 per month |
| CHECK CASHING FEE |
| Shares must have a minimum of $100 or no services currently being used. |
$5.00 per check |
