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Get your So-Val Tel Home Loan Now!
Call Theresa Now!
(559) 456-1144 or (800) 698-1144
Money On Demand.....
Establish an Open End Variable Rate Line of Credit and experience the ultimate in borrowing convenience. Once your account is approved and the initial paperwork completed, you can transfer loan proceeds from your line of credit account directly into your So-Val Tel checking account without having to come into the office. Simply call us or fax (559) 456-0111 or e-mail sovaltel3@sbcglobal.net.
us during business hours and the funds will be available immediately.
New & Used Vehicles
With rates so low why not purchase a new vehicle today?
We offer competitive financing on New and Pre-Owned Vehicles!
We offer 100% financing on new vehicles. If you're not sure about the amount you can qualify for and want to know prior to shopping apply for a pre-approval today.
With our Pre-Owned car, truck and auto loans, we will lend up to 100% high Kelly Blue Book. Know what price you should consider paying prior tomaking an offer. Visit our Kelley Blue Book section or call our loan department today.
2nd Deed Trust
*HOP (Home Owners Privilege)
*Home Equity Line of Credit
*Attention Home Owners! Did you realize that you have what you need for buying power is right in your own home? With Home Collateral Loans you can use the money for any purpose: home improvement, vehicles, education, debt consolidation, or that dream vacation you've always wanted. We can tailor a home equityloan that suits you and your finances. (Your home must be owner occupied). With all of our Home Collateral Loans if you fall under specific tax guidelines you might be able to receive tax deduction benefits. Additional information may be required. Appraisal is required member is responsible for the fee. An additional non refundable title fee of $300 is required by the credit union.
Signature
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Signature loans are available for any purpose.
Consolidate your bills at a lower interest rate, pay your taxes, repair your vehicle, or take that dream vacation. The amount of money that you can borrow depends on the length of service time that you have with your employer. To apply you will need proof of income and a completed loan application. Under certain circumstances additional information may be needed.
Share Secured
Use the money in your own account to finance your next loan.
With a Share Secured Loan you may borrow for any reason against your own funds. Your money never leaves your account, this means you will continue to earn a dividend. With a Share Secured Loan you receive a lower rate of interest than you would with a personal loan. You have complete control on how much you want to borrow and the amount of your monthly payments, (minimum of $25.00 per month). You can even use your shares to help finance a loan for someone else.
VISA
With So-Val Tels VISA Classic you can feel secure knowing that your interest rate is locked in and your card won't be sold to another company. You will enjoy the convenience of having a choice on how to make your monthly payments. Have your payment automatically come out of your account, (we have a variety of payment options available), coming into our office or by sending it through the mail.
*Tax benefits depend on your property and you should consult your own tax consultant for further information.
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